作者: 保罗麦克尤恩
Article
简化员工的退休储蓄:罗斯vs. 解释传统的401(k)计划
作为雇主, 您认识到为员工选择退休计划是确保他们财务健康的关键一步. 在这段旅程中，他们将面临的一个关键决定是在Roth和传统的税前401(k)计划之间做出选择。. 我们知道做出这样的选择是很有挑战性的, 因此，我们将为您分解它，以使您的员工能够做出影响他们独特情况的决定.
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IRS Glitch Blamed for Erroneous Late Filing Notices Related to Retirement Plan Filings
与8955-SSA表相关的国税局报告存在一个问题，可能会影响我们的一些客户, 我们希望确保你们了解情况，并做好充分准备，应对可能出现的任何担忧.
事件
安全2.0 -你需要知道的
保罗麦克尤恩, 他是雷亚退休计划服务团队的负责人, who reviewed the new rules that impact you the most from the passage of the 安全2.0 Act of 2022, which was signed into law on December 29, 2022. 虽然有些安全2.0 changes are optional and not effective yet, you need to start … 继续
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你的退休计划会随着公司的发展而增长吗?
Sponsoring and maintaining a retirement plan for a small business can seem daunting.
Article
‘Group of Plan’ Arrangements Offer Cost Savings for 401(k) Sponsors
保荐人熟悉多雇主计划(mep)和联合雇主计划(pep)等解决方案。. 但是，对于那些希望削减成本、保持当地服务和计划设计灵活性的计划发起人来说，一个最不为人所知的计划可能是最有效的解决方案——“计划组”安排.
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国税局或劳工部迟来的通知? 行动前先阅读
如果你收到国税局关于你的5500表格的延迟通知，但你按时提交了，不要惊慌. Simply let us know and we’ll advise you of next steps to clear things up with the IRS.
事件
Competitive 401k Plan Design: Plan Design to Help Win the Battle for Talent
深入了解如何提高组织的福利待遇以留住和吸引顶尖人才, 增加参与和更多! As the job market becomes more competitive, so do the perks that come with it. Potential employees are looking for organizations with more of an appeal. 这意味着更高的薪水，更好的工作与生活平衡，还有…… 继续
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你的个人401(k)计划可能在国税局的审计名单上
如果你的个人401(k)计划明天被审计, would you come out the other side with flying colors or penalties?
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SBA发布临时最终规则，延长PPP资格
Is your business now eligible to claim a piece of the PPP pie? Thanks to the SBA's new interim final rule, the answer may be "yes!"
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Disregard That Form 5500 Extension Letter Regarding Your 2019 Retirement Plan
Delayed IRS extension approval letters are causing confusion among retirement plan sponsors.
事件
Hackers Want Access To Your Company’s Retirement Plan Accounts Too
Cybercriminals are looking at your company's retirement plan accounts and licking their chops. 你要怎么阻止他们?
事件
如何使用HSAs最大限度地节省税收
It hasn't gotten any easier to recruit and retain top talent, which is why some businesses are taking a closer look at their existing benefit plans. This free webinar will shine some light on the tax benefits of Health Savings Accounts.
2020年7月21日
播客
Episode 242: How The SECURE Act Impacts Retirement Planning For Companies & 个人
了解《比较靠谱的赌博软件》如何改变了企业和个人的退休计划游戏规则.
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Health Plan Held To Same ERISA Fiduciary Standards As 退休计划
继续往下读，你会发现为什么ERISA的受托责任应该与退休计划的受托责任本质上是一样的.
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退休计划立法是怎么回事?
《比较靠谱的赌博软件》和《安全的赌博软件》目前正在国会审议. Both pieces of legislation are geared toward helping employees be prepared for retirement. 继续读下去，了解更多关于即将到来的立法机构的信息.
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伟大的计划顾问可以增加价值的另一种方式
Want to provide your retirement plan sponsors with greater value to create lifetime clients? 我们有一些建议!
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Proposed MEP Legislation Would Undermine Fiduciary Protections
ERISA确保雇主赞助的退休计划的福利不受不良行为者的影响，但拟议的立法将减少这些保护.
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IRA受益人Vs. 指定受益人
Do you know the difference between an IRA beneficiary and a designated beneficiary? 如果你有继承人，你应该这么做.
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Morningstar Aims To Tidy Up Commission-Free ‘Clean Shares’ Definition
投资界对“清洁股”议论纷纷，但它们真的像听起来那样一尘不染吗?
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先锋集团放弃了自己的退休基金
Vanguard recently removed one of the nation's most popular mutual funds from its own plan. 看看这一举措最大的收获是什么.
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Room For 增长: How To Get To The Top Of Your Fiduciary Game
如果你行使自由裁量权, control or responsibility over your company's retirement plan, 你是受托人. 你是否符合ERISA?
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Economics Nobel Prize Awarded To Richard Thaler For Retirement Savings Strategies
虽然理查德·塞勒可能不是你最近在餐桌上讨论过的名字, 如果你喜欢退休的想法, 你可能需要停下来注意一下. 继续往下读，找出原因.
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Do Retirement Plan Sponsors Find Your Advisory 服务 Valuable?
Retirement plan advisors are chosen by plan sponsors for a variety of reasons, 但除非顾问们学识渊博, 细心和支持, their plan sponsors will not hesitate to look for an advisor who will.
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另一种帮助员工存钱的方法
Looking for a way to make your benefits package more desirable? 加入雇主赞助的529计划可能正是你吸引和留住顶尖人才所需要的. 继续往下读，了解更多.
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伟大的顾问总是回顾 & 重新评估
在推荐或与服务提供商合作时, retirement plan advisors must be sure they are meeting their fiduciary responsibilities.
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When Fiduciaries Fail To Put Participants First, The Legal System Takes Notice
受托人正在吸取教训，在管理退休计划时，他们最好考虑到参与者的最大利益，否则将面临法律诉讼.
2016年5月9日
播客
episode 32: pedal fast so the future is not your fault; default into savings now
本周, 在第32集, Pedal Fast So The Future Is Not Your Fault; Default Into Savings Now, 我们从保罗·麦克尤恩那里得到了一些批判性的见解, 注册会计师, MTax, AIFA, 如果私营部门不能控制美国的退休问题，他将是意图的负责人和福利计划服务主管, 政府迟早会这么做. 业务…… 继续
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Retirement Plan Participants Are Content To Watch Their Savings Simmer
我们花了一段时间才走到这一步, but after taking time to grow and adapt to the ebbs and flows of the marketplace, the defined contribution retirement plan has finally come into its own. 继续往下读，了解更多 about the current retirement savings climate.
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减轻401k信托风险的五个步骤
市场上关于计划发起人的信托责任的声音如此之大，难怪人们感到困惑. 这种混淆始于谁是受托人，因此重要的是要注意受托人的状态是基于为计划执行的功能的, 不是一个人的头衔. 你的计划的受托人通常会… 继续
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离别是如此甜蜜的忧伤
As our economy begins to recover, more and more workers will be seeking new jobs. 事实上，最近的一项调查指出，三分之二的员工想找一份新工作. 那么当他们离开时，他们的401(k)账户会发生什么呢? For many people, nothing, according to Fidelity Investments. 在最近的研究中，…… 继续
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为什么你的注册会计师应该为你的TPA服务
When it comes to servicing your third party administrator retirement plan, 雇主有无数的选择. However the smartest choice to service your plan could be your accounting professional. 以下是这种关系的一些优势. 放眼全局. 你的注册会计师应该已经作为你的税务… 继续
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准备408(b)(2)费用披露
尽管最近的ERISA 408(b)(2)费用披露规定——原定于7月生效——已被推迟到2012年, 作为计划发起人, are you prepared for the consequences of this sudden dose of transparency? Make no mistake, plan fee transparency is a good thing, and long overdue. 然而，它…… 继续
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关于安全港401(k)计划的常见问题
With many business owners continuing to experience economic challenges, 雇主们正在寻找减少或取消退休计划缴款的方法，作为控制企业成本的一种方法. 以下是关于取消或冻结安全港401(k)计划中固定供款的一些最常见问题的答案. 雇主可能会冻结…… 继续